compare life insurance rate

There are many pages online where you can compare life insurance rate. However, many will ask you specific questions in order to draft your policy.

That is, insurance companies will want to know the following:

1. How many years do you want your policy to last? 10, 20, or 30-year policy?

2. For Term Life insurance, do you want Renewable Term or Level Term? Renewable Term means should the policy holder outlive the years stated in the policy, the coverage can be renewed, but with an increase to the premium. Level Termmeans the beneficiary receives an agreed set amount after the death of the policy holder.

3. Determine the amount of your policy: $500,00, less or more?

4. Ask yourself if you really need the life insurance, especially if you already have enough to cover for your family or if you do not have any dependents.

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