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Human
insurance and Pet
insurance have similarities and differences.
The philosophy behind the insurance is similar, but the
details differ. For
instance a similarity is that payroll deduction is allowed.
A difference is that pets can go to any licensed pet
doctor, unlike human insurance which allows only a list of
certain doctors.
These rules
vary among pet insurance providers.
That is, they have their own set of guidelines on various
issues such as how to file claims, what the advantages are for
their policies, and of course, the costs.
Thus, it is a good idea to first read their “Frequently
Asked Questions” pages, or “Pet insurance myths” questions
pages and find out their procedures and what kind of coverage
your pet will receive. Some
allow you to enroll online, and get quotes online.
Also, it seems many who provide pet insurance focus
mostly on dogs and cats. Some
companies give discounts for groups.
That is, when a company or group insures 10 or more pets,
the group receives a discount.
Specializes
in insurance for dogs and cats: https://www.petcareinsurance.com/us/index.asp
Policies for
dogs and cats in the USA and Canada: https://www.petshealthgroup.com/
The site
below says, “With
a VPI policy, you can use any licensed veterinarian or
specialist worldwide. There are no networks or provider lists:”
https://www.petinsurance.com/.
VPI also includes information on the myths
of pet insurance.
Considering
using an online company? Check
the Better Business Bureau: https://search.bbb.org/search.html.
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