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health
insurance can mean many different things.
If you are in generally good health, physically and
mentally, then that in itself is a kind of “health
insurance.” However,
for most of us, this phrase means medical benefits for ourselves
as individuals or for our children, spouses and other family
members.
The biggest
issue is cost--the main reason we take a lot of time to
hopefully find the best health insurance for the price.
Even movie stars, who we think of as having great
financial security, if they are members of the Screen Actors
Guild, can be provided insurance by their actors union (Screen
Actors Guild). So
in many cases, even the rich and famous like the security of
health insurance benefits.
Unfortunately,
some of us may be seen as “uninsurable,” possibly because we
had a hospital visit in the last year, or whatever reason, and
thus, some insurance companies won’t even give us the time of
day.
Such things
caused an uproar when First Lady Hillary Clinton tried to make health
insurance an issue for the country to look at seriously and find
some kind of resolution to what?
Cost. But
this wasn’t enough. We
instead focused on our “freedom to pick our doctors issue”
and veered away from cost.
Imagine if Medicare and Medicaid did not exist.
Would we, who will soon be elderly citizens, have the
worry of choosing a doctor when we don’t even have the
finances to pay that “chosen” doctor in the first place?
Also, if I
were a doctor, I would put myself in all the lists possible to
reach a wider customer base. I would make sure I’m in the HMO, PPO, Medicaid, Medicare,
etc. list. In a
way, this waters down the “choose my doctor” issue, when
your “chosen” doctor is in every possible list.
As you can
see, we all have opinions on health care issues such as the one
stated here. Even
if we disagree, for sure we can agree that health insurance is
something worth talking about.
We need
another “Suze Orman” to talk about health insurance!
:-)
Insure Kids
Now:
https://www.insurekidsnow.gov/
Contents from
this government web page about health insurance--https://www.ahrq.gov/consumer/insuranc.htm:
Thinking
About Health Insurance Choices
Why Do You Need
Health Insurance?
Where Do People
Get Health Insurance Coverage?
Group
Insurance
Individual
Insurance
What Are Your
Choices?
Which Type Is
Right for You?
Managed
Care: A Way to Control Costs
Types of
Insurance
Fee-for-Service
What
Is a "Customary" Fee?
Questions
to Ask About Fee-for-Service Insurance
Health
Maintenance Organizations (HMOs)
Questions
to Ask About an HMO
Preferred
Provider Organizations (PPOs)
Questions
to Ask About a PPO
Checklist: What's
Most Important to You?
Worksheet: What
Is Your Best Buy?
Other Types of
Insurance
Medicare
Medicaid
Disability
Insurance
Hospital
Indemnity Insurance
Long-Term
Care Insurance
A Final Word
Understanding
Health Insurance Terms
Health
insurance quote: https://www.2insure4less.com/?s=findwhat&k=health+insurance
Insurance
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