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compare term life insurance quote

Before shopping to compare term life insurance quote, decide on the following factors:


1.  How long?  10, 20, 30 years?

2.  Renewable term?  This means that if the policy holder does not die within the allotted period on the policy, the coverage can be renewed, but the premium, this time, will be higher.  

3.  Level term?  After the death of the policy holder, the beneficiary receives a set amount--no less, no more.

4.  Determine the financial need of your beneficiaries.  Would $500,00 or $1,000,000 be sufficient?

5.  Do you really need the life insurance?  Or do you have enough to cover for your family?  If you do not have dependents, should you be paying life insurance?


With Term, you don't need the cash value of your policy amount to try and increase value over time or with the market.  Also, should you have chosen Renewable Term and die after the end of the policy time frame, you can renew, at a higher premium, but at least you can "renew" regardless of your health status. 

compare term life insurance quote:





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