shopping to compare term life insurance quote, decide on the
How long? 10, 20, 30 years?
Renewable term? This means that if the policy holder does
not die within the allotted period on the policy, the coverage
can be renewed, but the premium, this time, will be
Level term? After the death of the policy holder, the
beneficiary receives a set amount--no less, no more.
Determine the financial need of your beneficiaries. Would
$500,00 or $1,000,000 be sufficient?
Do you really need the life insurance? Or do you have
enough to cover for your family? If you do not have
dependents, should you be paying life insurance?
Term, you don't need the cash value of your policy amount to try
and increase value over time or with the market. Also,
should you have chosen Renewable Term and die after the end of
the policy time frame, you can renew, at a higher premium, but
at least you can "renew" regardless of your health
compare term life insurance quote:
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