car insurance

Most insurance companies carry car insurance policies in addition to the many other types of insurance.

Some companies renew their policies twice a year. And before, payments were still made the "20th" century manner of doing things--by paper--checks. Most companies today, however, let you pay automatically electronically and you receive a receipt of your payment.

The type of car insurance you choose depends on the kind of coverage you want. There are basic terms that define your coverage:

  • Liability--for bodily injury and property damage.

  • Personal Injury Protection.

  • Uninsured And underinsured motorists for bodily injury.

  • Comprehensive (physical body parts of your car). This usually has a deductible.

  • Collision. This usually has a deductible.

The amounts of coverage will determine the amount of your payments.

Two companies that focus on car insurance only:

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