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Now that you
have decided what kind of car(s) to collect, you must now decide
on the insurance.
The small print regarding classic car insurance vary depending
on the provider. Things
insurance companies consider before insuring your car may
include, age, mileage, type of the car, and how the car is
kept—in the garage? If
the car is older than 1900, it may not qualify for insurance
with some providers. If
the driver is younger than a certain age, then some insurance
won’t cover. A
question to ask—is pleasure driving allowed?
What is the “true value”of the insurance?
That is, you and the provider must first agree on the
value of the car before it becomes insured—three ways this is
determined: actual
amount, stated amount, or agreed amount.
Will the agent be involved during settlements?
Is the agent a collector himself or is active in classic
car clubs or very knowledgeable about car manufacturers?
You can call
a toll free number or fill out their online form to get a quote:
http://www.classiccarinsurance.com/
You can apply
online after viewing their coverage benefits regarding
qualifying vehicles and insurance coverages:
http://www.aoncollectorcar.com/coverage/qualify.jsp
Get a quote
online: http://www.safelyinsured.com/antique.htm
Insurance
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