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Companies that provide burial
insurance vary their coverage amounts from as little as $5,000
to as much as $50,000. It
has been reported that the average amount for funeral expenses
ranges from $7,000 - $10,000.
The policies for this type of
insurance have a set premium amount and do not go up.
Many plans do not ask for a medical exam and you can
acquire a policy even if you have had previous health issues.
Coverage continues as long as premiums are paid and the policy isn’t canceled.
With these met, the beneficiaries receive payment upon
the policy holder’s death.
The reason for this insurance
is to help alleviate the worry that may occur regarding paying
funeral expenses. There
are many issues to deal with when a loved one dies and the fact
burial expenses are covered can lessen the financial burden on
family members.
Become aware
of burial insurance scams: http://www.jameshoyer.com/problem_burialinsurance.html
Check the
Better Business Bureau: http://search.bbb.org/search.html
Some helpful
information from AARP about funeral arrangements: http://www.aarp.org/families/grief_loss/a2004-11-15-arrangements.html
Companies
that offer burial insurance.
Some will take you directly to a page where you can get a
quote after you enter the state you live in:
http://www.gerberlife.com/gl/view/guide_products/guar_life/index.jsp
http://www.peoples-life.com/
http://www.burialinsurance.net/getting_started.html
http://www.burial-life-insurance-quotes.com/burial_life_insurance_quotes.html
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